Consumer finance on the Apple Online Store is brokered by Apple Retail UK Limited, which acts as a credit broker and not the lender. Apple offers finance from a restricted range of finance providers and Barclays Partner Finance, which is a trading name of Clydesdale Financial Services Limited, a member of the Barclays Group. Clydesdale Financial Services Limited is authorised and regulated by the Financial Conduct Authority (Financial Services Register number: 311753). Registered in England. Registered no.: 2901725. Registered office: 1 Churchill Place, London E14 5HP. Subject to application and status. Full terms apply.
Barclays Partner Finance Eligibility Criteria apply. On the date of the application, applicants must be aged 18 or over. You must have lived permanently in the UK for the last three years (i.e. must provide three years of UK address history or up to the last three UK addresses). You must have a UK bank account from which direct debits can be taken, and a valid UK mobile number and email address are mandatory for applying for a finance application. If you do not have a valid email address, you will not be able to apply for the finance. You must not be subject to Bankruptcy or a Debt Relief Order (or Scottish equivalent). You must also be either in permanent employment, which provides regular sustainable income of at least £6,000 per year, self-employed (upon request you may need to provide proof of income, for example a recent bank statement and/or SA302), retired from regular employment (Barclays may need to see proof of your pension or income), or receiving certain Department for Work and Pensions benefits that provide regular sustainable income. For information: the credit check carried out will consider additional information relating to the performance of previous or existing commitments and any county court judgements.
Subject to application, financial circumstances and borrowing history.
Customers who are approved for finance on qualifying Apple Online Store for Consumer purchases will pay 14.9% APR for 12, 24 or 36 months on a minimum order value of £299 including VAT, purchased with or without related Apple-branded accessories and software. Maximum order value is £50,000 including VAT. Third-party products may only be purchased in conjunction with the Apple hardware, but their value may not exceed one third of the total value of the financing. To receive consumer finance on the Apple Online Store, customers must make a qualifying purchase AND obtain the financial services provided by Barclays Partner Finance. The completed contract has to be received by Barclays Partner Finance no later than 10 days after the promotion has finished. Purchases on the Apple Store for Education or Business are not eligible for the Promotion. Apple reserves the right to modify these terms at any time.
Representative example for 36 month order: £1,200 purchase. Deposit £0. Annual rate of interest 14.9% p.a. Representative APR: 14.9% APR. Total amount of credit £1,200 paid over 36 months as 36 monthly payments of £41.00 at 14.9% p.a. Total amount payable £1,476.
